CALL ACQUISITION TEAM: 615-538-1124

Local pre-owned inventory constraints have created an immediate demand for select import vehicles in the Franklin market. Based on recent registration data, your vehicle has been identified as a high-priority acquisition target for our pre-owned portfolio. We are prepared to offer an aggressive trade equity adjustment to transition you out of your current vehicle and into a new Kia. By leveraging your current vehicle’s elevated market value, this exchange is designed to keep your monthly capital expenditures near or below your current payment structure.

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PRE-SCREEN & OPT-OUT NOTICE: This “pre-screened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria including providing
acceptable collateral. If you do not want to receive pre-screened offers of credit from this or any other companies, call the consumer reporting agencies toll-free,1-888-567-8688 or visit the website at www.optoutprescreen.com; or
write TransUnion Opt-Out Request PO Box 505, Woodlyn, PA 19094-0505, Equifax Options, P.O. Box 740123 Atlanta, GA 30374, Experian Consumer Opt Out, P.O. Box 919, Allen, TX 75013.

*Terms and Conditions:
ABOUT YOUR FIRM OFFER: You have been pre-screened for an offer of automotive financing through Granite Bay Acceptance (GBA). This offer of credit is extended because you meet certain criteria used by the lender.

ABOUT GBA: GBA is a nationally recognized lender specializing in originating loans with franchise and independent automobile dealerships.
GBA provides lending options for purchase and refinance. To learn more about GBA please visit us at www.GOGBA.com

REQUIREMENTS: In order to qualify for a loan from GBA you must continue to meet the credit criteria used to select you for this offer. You will also be subject to the following minimum credit requirements for final approval. You must
be 21 years of age or older with a monthly income of $2,150. Your monthly payment may not exceed 20% of your gross monthly income and 45% of your monthly debt. You cannot currently be in foreclosure on your real estate or mortgage
loans, be in open bankruptcy, or have financed a vehicle with GBA in the last 6 months. To be eligible applicants cannot have had your vehicle(s) repossessed in the past 12 months. You will certify that all the information you provide
on your application will be true and correct. GBA assumes no responsibility for incorrect information provided by the various credit reporting agencies. A down payment may be required.

OFFER AND FINANCING: GBA will provide financing to all qualified consumers and a guaranteed approval for a minimum amount of $5,500 to $39,000 depending on vehicle chosen, at a simple interest rate of 18.99% APR (Annual Percentage
Rate) or max state usury rate (whichever
is higher); For example, for every $1,000 financed @ 18.99% for a period of 60 months your payment will be an estimated $25.94 therefore if you finance $16,000 @ 60 months, your payment will be an estimated $414.96 on a new or pre-owned
2010 or newer vehicle with maximum 60,000 miles and a minimum book/invoice value of $7500. Minimum contract term of 24 months. See dealer for additional details. For more information about GBA please visit www.gogba.com
All dealer promotions and incentives are strictly the responsibility of the dealer and are not in any way connected to the financing offer from
GBA.

**Not in conjunction with any firm offer made by GBA. With approved credit, for well-qualified buyers only from Regional Financial, Santander, ACC, Capital One, Global Financial, Exeter, Flagship, or Gofi. Available with purchase from
new dealer stock. Subject to credit approval. Offers subject to change. Offers end 8/31/2026. Price includes all dealer discounts and incentives. Price excludes $499 dealer closing fee, TN Infrastructure Maintenance fee, tax, tag, title
or any applicable fees. Some restrictions may apply. See dealer for complete details.